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Our latest guide is in partnership with Neil Bage, founder of Be-IQ, a fintech company focused on behavioural insights. The guide gives a fascinating overview of how our behavioural biases can affect the decisions we make. It could help you better understand your own decisions and what you can do to reduce your biases. We … Continue reading Guide: Behavioural biases, and how they affect your financial decisions

As we continue to be in lockdown, you may find that you have far more time on your hands. It makes it the perfect time to look at how you can improve skills, whether you want to get ahead in your career or simply learn something new. While traditional classes are not possible at the … Continue reading 5 places you can find online courses perfect for improving skills and professional development

Following a year of uncertainty, you may be worried about your finances. Covid-19 has had an impact in many ways, from reducing income to affecting investments. Some financial firms have also been affected and this may mean you’re concerned about how secure your assets are. The good news is that there are protective measures in … Continue reading How the Financial Services Compensation Scheme protects you

As the NHS continues to battle the challenges of Covid-19, you may be considering taking out health insurance. The pandemic means many people are facing delays and unable to book appointments when they want to speak to a health professional due to backlogs and restrictions. Taking out private health insurance could provide you with an … Continue reading Is health insurance something you should consider?

Top ESG trends for 2021

Posted on January 12, 2021 in: Articles

When investing, it’s the performance and returns that are often the focus. Yet, more investors than ever are also considering ESG (environmental, social and governance) factors when deciding where to invest. As ESG investing grows, trends for 2021 are emerging. In 2020, investors placed nearly four times the amount of cash into responsible investment funds … Continue reading Top ESG trends for 2021

Have you started preparing for retirement yet? If you’re nearing this milestone you may have contemplated whether your pension will be enough and how you’ll create an income. It’s often the financial side of retirement that people focus on. It’s understandable why. Retirement is a big change to your income. But the lifestyle and emotional … Continue reading Have you prepared emotionally for retirement?

Travel trends for 2021

Posted on December 9, 2020 in: Articles

This year has meant cancellations and a need to rearrange travel plans thanks to Covid-19. Now, as vaccines have been unveiled, you may be thinking about where you can visit in 2021. Whether you hope to visit a destination you’ve visited before or somewhere new, the pandemic may influence your plans as it has done … Continue reading Travel trends for 2021

Naming a Lasting Power of Attorney is something that we should all do. It’s something that can provide us with security if we’re unable to make decisions. While it’s often something that’s associated with being elderly, it’s just as important for younger generations to take this step too. A Power of Attorney gives someone you … Continue reading Lasting Power of Attorney: Why is it something we put off?

When you’re looking forward to retirement, working out your life expectancy may not be something that’s on your mind. Instead, you’re likely to be planning how you’ll spend your time now you’ve reached the milestone. But life expectancy is an important part of retirement planning. Life expectancy is rising. And while pension age has increased … Continue reading Why life expectancy matters when planning your retirement

Investment market update: October 2020

Posted on November 6, 2020 in: Articles

In October, there were signs of economic recovery from the impact of Covid-19. However, over the month, many countries have reimposed restrictions and, in some cases, full lockdown, to stem the spread of the virus. As a result, it’s expected that volatility and uncertainty will continue into winter. The International Monetary Fund’s (IMF) Managing Director … Continue reading Investment market update: October 2020

The season for giving is here and there’s more than one way you can help communities and tackle wider issues. The 5th December marks International Volunteer Day. It mobilises thousands of volunteers lending their support to charities and other organisations every year. This year supporting charities is more important than ever. Lockdown restrictions mean some … Continue reading 7 ways you can support charities to mark International Volunteer Day

It should come as no surprise that we believe financial advice adds real value to the lives of our clients. While the financial benefits of advice are often discussed, the value it can add in terms of wellbeing is sometimes overlooked but is just as valuable. The improvements to wellbeing that financial advice can offer … Continue reading Revealed: the wellbeing and emotional impact of financial advice

For many, retiring abroad is a dream. Enjoying your golden years in a sunnier country and experiencing a new culture certainly has an appeal. But with many retirement hotspots in Europe, Brexit could derail some plans and make moving to a new country far more difficult. Almost half are reconsidering retiring abroad due to Brexit … Continue reading Retiring abroad: What does Brexit mean for your plans?

Do you know how much you need to save into your pension for the retirement you want? Millions of pension savers are underestimating how much they’ll need once they give up work. It’s a miscalculation that could lead to a retirement that doesn’t meet expectations. Even if retirement seems a long way off, a pension … Continue reading Underestimating the amount you need in retirement: How a mid-life check can help

As countries around the world eased lockdown restrictions, there are positive signs that economies are recovering following the Covid-19 pandemic. However, with new measures in place potentially for months, the virus continues to have an impact and the future remains uncertain. The Organisation for Economic Co-operations and Development (OECD) now expects the global economy to … Continue reading Investment market update: September 2020

Do you consider sustainability when making financial decisions? With Good Money Week starting on the 24th October, which aims to encourage people to think about sustainability when it comes to banking, pensions, savings and investments, now is a good time to learn more. While sustainability in finance is often associated with incorporating ethics and values, … Continue reading Good Money Week: ESG and investment sustainability

More people are becoming self-employed and it’s a step that’s been linked to improved wellbeing. But it can mean your financial security falls, particularly when looking ahead to retirement. For self-employed workers, it’s important to take steps that can ensure your financial security in the long term. According to research from the Institute of Fiscal … Continue reading 5 steps the self-employed should take to prepare for retirement

Could You Be £40,000 Better Off?

Posted on January 22, 2018 in: Articles

  Most people require good financial advice at some point.  It could be for pension planning, investments, family protection and inheritance tax planning. Research from the International Longevity Centre has revealed that on average, financial advice leaves people £40,000 better off compared to those taking no advice. The research looked at those taking financial advice … Continue reading Could You Be £40,000 Better Off?

Chancellor of the Exchequer Philip Hammond will deliver his Autumn Budget next Wednesday (23rd November).  The political backdrop means it is going to be a tricky balancing act.  The government has a small majority, there have been high profile Cabinet resignations in recent weeks and Brexit negotiations appear to have stalled. All of these issues … Continue reading 4 things you should be looking for in next week’s Budget

What Is Your Number?

Posted on October 17, 2017 in: Articles

A recent poll found that 45% of working people would retire immediately in return for a lump sum of £1 million or less. For £2 million, a larger amount of people (53%) would be prepared to quit the rat race for good. Two-thirds (66%) would quit on the spot for £10 million. Have you ever … Continue reading What Is Your Number?

Each demographic cohort has its own name. Those born between 1980-2000 are called ‘Millennials’. If you were born between 1960-1980 you belong to ‘Generation X’. The most widely talked about generation, the ‘Baby Boomers’, were born during the years following the 2nd World War. You’ve no doubt encountered these descriptions before. However, have you ever … Continue reading Are You A Member Of The Sandwich Generation?

Free Financial Plan

Posted on September 22, 2017 in: News

Enhance Financial Planning have today made available their new financial plan service. The Free Financial Plan will be packed full of useful information, tips and suggestions that you can immediately put into action that will enhance your personal financial situation. The Plan will focus on your goals and will give you step by step instructions … Continue reading Free Financial Plan

Mr S.B – Bristol

Posted on September 22, 2017 in: Testimonials

I had been saving into a pension for many years and had never really given much thought to how these funds would support me and my family in retirement.  Having realised that I needed to seek advice I contacted Lee and arranged a meeting with him.  I had built up a pension pot on my … Continue reading Mr S.B – Bristol